Single Family: How the Workspace Works

Single Family deals in Mogul Deal Evaluator are underwritten by strategy — the same house is a different investment as a rental, a flip, or an assignment, so each strategy gets its own inputs and its own results. This guide covers what all three share; each strategy has its own detailed guide.

The three strategies

• Buy & Hold — long-term rental underwriting: cash flow, cap rate, cash-on-cash, DSCR.
• Fix & Flip — renovate and resell: project cost, net profit, ROI, break-even sale price.
• Wholesale — assign the contract: your fee, the maximum allowable offer, and the end buyer's numbers.

Pick by your exit, not the address — and if you're torn, create the deal under both candidate strategies and compare. They're deliberately separate analyses.

Create first, underwrite second

Creating a Single Family deal takes two quick steps — the address, then a handful of deal basics for your strategy. Everything else is filled from your saved Deal Assumptions so the analysis can come alive immediately. That's a head start, not an answer: the first time the deal opens, a banner asks you to Review Assumptions — do it. Defaults describe a typical deal, and your deal isn't typical.

One workspace, seven tabs

Every strategy opens into the same shell: Overview (the verdict and headline numbers), Underwrite (your inputs, with a live analysis rail beside them), Reports, Property Data (public records), Market Insights (comps evidence), Documents, and Notes. The tabs are shared; the inputs inside Underwrite are strategy-specific — a flip asks about rehab and resale, a rental asks about rent and expenses.

What the readiness states mean

The Underwrite tab tracks Underwriting progress and reports one of four states:

• Needs more inputs — required fields for this strategy are still empty; nothing is calculated yet.
• Check your inputs — some inputs contradict each other or the field rules; fix them before trusting anything.
• Ready to review — the analysis calculates, but an assumption looks weak or unusual and deserves a look.
• Ready to evaluate — calculated with no blocking issues.

Scenarios work here too

Single Family deals support scenarios exactly like the rest of Mogul Deal Evaluator: clone the analysis, change one thing, and compare. Your plan determines how many additional scenarios each deal can hold (the controls show your actual allowance), and side-by-side comparison is a plan capability. See Scenarios: Create, Compare & Manage.

Research and evidence

Property Data carries the public record — ownership, sales history, taxes, building details. Market Insights centers on comps: recent nearby resales with a price-per-square-foot view that tests your value or ARV assumption against observed evidence. Rental-market data varies by area; where it's thin, the analysis runs entirely on the rent you enter — verify it against local evidence.

Reports and sharing, briefly

Each strategy has an investor-ready report view with a PDF download, and deals can be shared with a private link you explicitly enable. One Single Family specific: a share link can include several scenarios (you pick which when sharing) — so double-check the selection before sending.

Common mistakes to avoid

• Trusting the defaults. A "Ready to evaluate" built on unreviewed Deal Assumptions is a calculation about a hypothetical deal.
• Reading readiness as a verdict. The state pill describes input quality; the numbers describe the deal.
• Forcing one strategy to answer another's question. Rental cash flow won't tell you if a flip works — switch strategies, not assumptions.